Clementine, Umutoni, Elijah Kihooto, and Mutabazi Placide. 2021. “Effect of Financial Management Practices on Financial Performance of Small and Medium Enterprises In Rwanda: A Case of Six Selected SACCOs in Musanze District (2018-2020)”. International Journal of Applied Sciences: Current and Future Research Trends 10 (01):44-51. https://ijascfrtjournal.isrra.org/index.php/Applied_Sciences_Journal/article/view/1171.